RE/MAX 440
David J Feinberg

David J Feinberg
4789 Route 309  Center Valley  PA 18034
Phone:  610-509-4358
Office:  610-791-4400
Fax:  610-791-9575

My Blog

5 Ways to Help Your Child Be a Better Student

April 26, 2016 12:30 am

Children who do well in school are better equipped to succeed as adults, no matter what life path they choose. What can you, as a parent, do to help your child become a better student?

The education editors at WAHM.com, a parenting website for work-at-home mothers, suggest five easy—but effective—ways to help you help your child improve:

1. Be a Role Model for Learning – Do you read in your spare time? Watch documentaries on TV? Like to visit museums? Children are observant and tend to follow your lead. Behaving as the life-long learner you are sets a good example for your child.

2. Be Serious About Homework – Establish a homework routine that works for your family, setting aside regular hours after school or after dinner—and stick to them. Homework should be done in a quiet spot, away from distractions, if possible. Encourage independence, but be available whenever possible to answer questions, check work when it’s done, or discuss a special project or assignment.

3. Practice Healthy Habits – As basic as it sounds, practicing healthy lifestyle habits does prepare kids to do their best work. Be sure your child gets enough sleep every night, chooses a variety of healthy foods, and eats a good breakfast every morning.

4. Show Your Support – Don’t necessarily insist on A’s, but do insist on the child’s best efforts. Notice and applaud improvements and express your admiration for good work. Sending caring notes in your child’s lunch box or backpack, or otherwise rewarding achievements in a small way, can help provide positive reinforcement.

5. Volunteer at School – You can show your child you value education by volunteering at school. If work hours keep you from volunteering during classroom hours, be sure to attend evening or weekend school events and volunteer to help as needed. 

Published with permission from RISMedia.


Tags:

Converting the Attic? 3 Pointers

April 26, 2016 12:30 am

Attics are a long-standing feature in American homes, their use evolving as homeowner demands shift. Serving initially as storage space, many attics have become “bonus” rooms, housing everything from home offices to master suites.

Considering converting your attic into a new, useable space? Keep these pointers in mind:

• Many attics have no source of natural lighting. If you want to take full advantage of the space, consider installing roof windows or skylights. New makes with energy-efficient features may be eligible for a 30 percent federal tax credit.

• More families are housing multiple generations under the same roof. As such, an additional bedroom or bathroom in the attic may be a wise investment come resale. A master suite addition recoups approximately 65 percent of its cost, and a bathroom addition returns about 55 percent, according to Remodeling magazine’s Cost vs. Value Report. 

• Consider converting the attic into a space you wouldn’t ordinarily find in the average home, such as a craft corner, a home gym, a game room or a movie theater. Relegating these spaces to the attic frees up square footage on the main levels of the home. 

Have you converted the attic in your home? What do you use the space for now?

Source: Brandpoint

Published with permission from RISMedia.


Tags:

Booming Markets: 10 Towns Striking It Rich

April 26, 2016 12:30 am

Many markets are emerging as gold mines for growth, thanks to new homes, new residents and promising employment opportunities.

“The strength of the residential real estate market is closely correlated to growth in jobs and households," explains Jonathan Smoke, chief economist for realtor.com®, which recently ranked the “boom towns” striking it rich. “The good news for these markets is that these growth factors have already started to translate into new construction. At the same time, it may be a year or so before some markets on our list start to see an increase in inventory. If anything, this is a road map for where builders should be thinking about where to break ground next.”

The top 10 markets, according to realtor.com®, are:

1. Gilbert, Ariz. (ZIP Code 85297)

• Largest Neighborhood: Power Ranch

2. Los Angeles, Calif. (ZIP Code 90012)

• Largest Neighborhoods: Cultural, Elysian Park, Historic, Mission Junction

3. Dallas, Texas (ZIP Code 75201)

• Largest Neighborhoods: Arts District, Downtown, Farmers Market, Uptown

4. Miami, Fla. (ZIP Code 33132)

• Largest Neighborhoods: Downtown, Midtown, Seaport

5. Las Vegas, Nev. (ZIP Code 89179)

• Largest Neighborhood: Mountain’s Edge

6. Seattle, Wash. (ZIP Code 98121)

• Largest Neighborhood: Belltown

7. Rolesville, N.C. (ZIP Code 27571)

• Largest Neighborhoods: Carlton Point, Cedar Lakes, Rolesville

8. Brooklyn, N.Y. (ZIP Code 11249)

• Largest Neighborhood: Williamsburg

9. Chicago, Ill. (ZIP Code 60603)

• Largest Neighborhoods: Downtown Chicago, The Loop

10. Atlanta, Ga. (ZIP Code 30363)

• Largest Neighborhood: Atlantic Station

Source: realtor.com®

Published with permission from RISMedia.


Tags:

Insider Secrets You Should Know about Air Travel

April 19, 2016 5:03 am

Most passengers agree that air travel today is neither as comfortable, nor accommodating, nor as competitively priced as it has been in the past. The lifestyle editors at Country Living magazine recently interviewed a group of present and former flight attendants to unearth a few insider tips that may ease a glitch or two on your next flight.

Airplane Seats Have a Secret Menu – Most travelers think the downside of sitting in an aisle seat is that its armrest cannot be raised—but it can be, via a small button tucked into a divot on the underside of the armrest.

Being Nice Will Get You Everywhere – Passengers who are rude or aggressive will likely get nowhere. Ask politely, and most flight attendants will try to change your seat, get you another beverage, or even try to get you the results of that big game you missed on the ground.

Dogs Are Not into Flying – If Fido is traveling with you, chances are he is terrified before he even gets onboard. Bag room agents do their best to soothe scared animals, so it helps if you write his name on his carrier. (Interestingly, most cats don’t seem to mind the experience at all.)

Flight Attendants Have Inside Info – They have a list of who is who and what seat they are in, as well as what level of frequent flyer they happen to be, or if they are employees or family-or-friend ticket holders.

You May Be Able to Get a Better Price – Insiders say the best time to book a flight is on Tuesday afternoon—and the best times for flying on the cheap are Tuesdays, Wednesdays, or Saturdays.

You Can Help Cut Down on Lost Luggage – Mistakes are made, and luggage does get misplaced by handlers—but travelers can help reduce mistakes by not checking a bag more than five hours before your flight, or within 15 minutes of takeoff.

What air travel insider tips are you privy to?

Published with permission from RISMedia.


Tags:

Homeowner Guides: Metal Roofs Eligible for Tax Break

April 19, 2016 5:03 am

Metal roofing has many advantages when it comes to energy efficiency—including a recently-added $500 credit for homeowners. Those who are planning to install a metal roof atop their primary residence in 2016, or installed one in 2015, can capitalize on the tax break.

“Consumers are making informed environmental choices for everything from the car they drive to the clothes they wear. The roof you choose should also be evaluated for its sustainability. This new tax credit makes the decision even easier,” says Dick Bus, president of the Metal Roofing Alliance. “A metal roof is a long-term solution that increases the value of your home while reducing its environmental impact and lowering energy bills.”

Metal roofs feature highly reflective coatings that provide year-round relief from high energy costs, absorbing less heat than other types of roofing. They are available in a variety of materials and styles, including tiles, shakes, shingles, and standing-seam panels.

Certain limitations apply to the metal roof tax credit. If you’re planning to install a metal roof on your home, ask your contractor to provide a copy of the Manufacturer Certification Statement for the product. This is a signed statement from the manufacturer certifying that the metal roof qualifies for the tax credit. You'll need it when you file your taxes, along with IRS Form 5695.

As always, be sure to consult with a qualified tax professional for the most up-to-date qualifying information.

Source: Metal Roofing Alliance

Published with permission from RISMedia.


Tags:

Planning an Outdoor Makeover? 15 Popular Upgrades

April 19, 2016 5:03 am

Signs of spring (and summer!) are cropping up everywhere, and for homeowners, that means readying outdoor spaces for the season. Some, according to a Houzz.com report, are planning to renovate, as well.

“Nearly half of outdoor renovators spend six or more hours a week in their yards, motivating them to invest in major features that transform the outdoors into additional living spaces,” says Nino Sitchinava, principal economist at Houzz.

Are you planning to renovate your outdoor space this year? Consider some common upgrades, suggests Sitchinava.

“Hardy plants, LED or solar lighting, and hardscapes in place of lawns are some of the popular low-maintenance choices. Some homeowners are also installing motion-sensitive lighting and precipitation-sensitive irrigation to minimize routine upkeep,” Sitchinava says.

According to the Houzz report, other oft-chosen updates include:

• Additional Space for Children/Pets
• Edible Plants
• Exploratory Paths
• Fencing
• Hammocks
• Play/Climbing Structure
• Rainwater Harvesting System
• Toxin-Free Plants
• Trampoline

Timing will factor significantly into your project decision. The Houzz report shows the deterioration of outdoor elements is the top trigger for an upgrade, so if you have an outdoor feature in need of some TLC, now may be the time to invest in repairs or a replacement.

As far as cost is concerned, many outdoor projects are on the (relatively) low-end of the scale. Most homeowners, according the Houzz report, spend less than $5,000 on a project. To maximize the budget, many turn to the services of a landscape architect, contractor or designer.

Source: Houzz

Published with permission from RISMedia.


Tags:

8 Banking Tips for Millennials

April 18, 2016 5:03 am

Nearly half of millennials feel “chronically stressed” about money—with good reason. But a strong financial footing, says Rob Nichols, president and CEO of the American Bankers Association (ABA), is not as difficult to come by as some may perceive.

“Millennials are digital natives who understand the importance of staying connected socially, but staying connected to their bank can help their finances as they encounter life’s many milestones,” Nichols explains. “From enhanced mobile resources to free budgeting tools, banks offer a variety of products and services to complement millennials’ unique lifestyles and ease their worries as they prepare to make some of life’s biggest financial decisions.”

Your bank, says Nichols, can be a valuable partner in your financial journey. To make the most of that partnership—and see benefits as a result—Nichols suggests the following tips:

1. Cyber-shop for a bank that fits your style. There are lots of options out there with different advantages. Be selective and get the best prices, services, convenient locations and lowest fees for credit cards, bank accounts and loans.

2. Use your bank’s tools to save without thinking about it. Consider automatic payroll deductions or automatic transfer from checking to savings. Arrange to have a specific amount transferred to your savings account every pay period.

3. Download your bank's mobile app. Manage your finances from the palm of your hand. With the click of a button, you can easily make a deposit or access a record of all your recent transactions. Be sure to download the latest updates when they are available.

4. Sign up for email or text alerts. Get up-to-date info, on the go, the way you want it. Ask for an automatic alert when your balance falls below a certain level, or to confirm when certain types of transactions occur, such as online purchases or transactions of more than $500.

5. Use the personal finance tools your bank may offer. Banks offer an array of budgeting tools and resources to help you keep your finances in check. Access these via your bank’s mobile app and website.

6. Expect the unexpected. The last thing you want to be is stressed when life’s unexpected expenditures come knocking at your door. Set up a secondary checking or savings account for emergencies, or link an existing account to your main account as an added layer of protection.

7. Get a head start. Banks play a major role in helping customers prepare for life events, such as buying a house and planning for retirement. Ask your banker how you can establish credit or start a retirement account.

8. Stay connected with social media. Interact with your bank via social media to get the latest news on products and services, ask bank-related questions, join in on conversations and find links to exclusive bank content. 

Source: ABA

Published with permission from RISMedia.


Tags:

Home, Hearth and More: 5 Trends to Watch

April 18, 2016 5:03 am

We’ve found that one of the best ways to tap into the most current trends for the home is to check into trade shows, where massive numbers of industry professionals show off the latest and greatest.

Earlier this year, more than 7,500 manufacturers and retailers flocked to the Hearth, Patio & Barbecue Association’s (HPBA) HPBExpo 2016 to showcase innovations in home heating and indoor-outdoor living.

The expo’s top trends included:

Improved Biomass-Burning Products – New mandates for wood-burning and pellet products will affect how manufacturers design products to meet more stringent emission standards. HPBA anticipates this trend toward reduced emissions and increased efficiency to accelerate through this year and beyond.

Integrated Smart Technology – As the world embraces smartphone apps, more hearth and barbecue products are becoming smart-enabled. From fireplace temperature controls to grills and propane tank monitoring systems, app-friendly products will abound this year, giving homeowners control at the push of a button.

Linear Fireplaces – Linear fireplaces continue to interest homeowners with their sleek, modern design. Available in sizes up to 12-feet wide, with high heat-tolerant glass and no-trim options, as well as electric models with multicolored, realistic flames, linear fireplaces are being sought by homeowners seeking a sophisticated, contemporary style.

Specialized Accessories – Specialized accessories are set to surge this year, as homeowners look for new ways to barbecue. According to recent HPBA research, pizza stones, fish/broiling baskets, cedar planks, rotisseries and grill woks are among the top accessories.

Upgraded Outdoor Kitchens – Today, 10 percent of grill owners have an outdoor kitchen, featuring primarily premium grills, furniture, lighting and outdoor fireplaces and/or fire pits. Of these outdoor kitchen owners, 35 percent are likely to upgrade in the next three years. Amenities such as storage spaces, refrigerators, dishwashers, built-in sinks, bottle rails, cocktail bars, seating options and food preparation areas, as well as entertainment features like televisions and surround sound, are among the products HPBA expects to gain prominence.

In future segments, we'll explore each of these trends, including taking a look at all the latest products, services and inspirations coming out of HPBExpo 2016. 

Published with permission from RISMedia.


Tags:

Home on the Market? Craftsman-Style Features Are High Selling Points

April 18, 2016 5:03 am

Why do some seemingly similar homes sell at different price points? Keywords in the home’s listing description, for one.

According to a Zillow Digs® analysis, homes with listing descriptions that include the words “barn door,” “shaker cabinets,” or “subway tiles” sold faster (and for significantly more!) than anticipated.

Of the 60 keywordsubway tile s assessed, descriptions that included “barn doors” saw the highest sale premium: 13 percent above what was expected. Other common craftsman-style keywords, like “farmhouse sink,” were also found in top-performing listing descriptions.

“When it comes to real estate listing descriptions, words matter,” says Dr. Svenja Gudell, chief economist at Zillow. “Your listing description is an opportunity to highlight specific details and finishes that might not be visible in photos. Craftsman-style homes and amenities resonate incredibly well with today's buyers, so if you've got them, flaunt them!”

Understanding what’s popular among buyers can also help those considering a remodel. Drawing an example from the analysis, descriptions mentioning “hardwood floors” sold for 2 percent more than expected; descriptions touting “new carpets” had no effect on the sale price. While everyone’s preferences differ, a home with hardwood floors may be more likely to attract buyers in the future.

The full Zillow Digs analysis:

1. “Barn Doors” – Sold for 13.4 percent higher and 57 days sooner than expected; most commonly found in Phoenix, Ariz.

2. “Shaker Cabinets” – Sold for 9.6 percent higher and 45 days sooner than expected; most commonly found in Los Angeles, Calif.

3. “Farmhouse Sink” – Sold for 7.9 percent higher and 58 days sooner than expected; most commonly found in Los Angeles, Calif.

4. “Subway Tile” – Sold for 6.9 percent higher and 63 days sooner than expected; most commonly found in Philadelphia, Pa.

5. “Quartz” – Sold for 6.0 percent higher and 50 days sooner than expected; most commonly found in Los Angeles, Calif.

6. “Craftsman” – Sold for 5.4 percent higher and 14 days sooner than expected; most commonly found in Seattle, Wash.

7. “Exposed Brick” – Sold for 4.9 percent higher and 36 days sooner than expected; most commonly found in New York, N.Y.

8. “Pendant Light” – Sold for 4.6 percent higher and 48 days sooner than expected; most commonly found in Phoenix, Ariz.

9. “Frameless Shower” – Sold for 4.6 percent higher and 38 days sooner than expected; most commonly found in Dallas, Texas

10. “Heated Floors” – Sold for 4.3 percent higher and 28 days sooner than expected; most commonly found in Seattle, Wash.

11. “Stainless Steel” – Sold for 4.2 percent higher and 42 day sooner than expected; most commonly found in Chicago, Ill.

12. “Granite” - Sold for 4.1 percent higher and 38 days sooner than expected; most commonly found in Dallas, Texas

13. “Backsplash” - Sold for 4.1 percent higher and 46 days sooner than expected; most commonly found in Philadelphia, Pa.

14. “Tankless Water Heater” - Sold for 4.0 percent higher and 43 days sooner than expected; most commonly found in Los Angeles, Calif.

15. “Outdoor Kitchen” – Sold for 3.7 percent higher and 19 days sooner than expected; most commonly found in Tampa, Fla.

Source: Zillow Digs®

Published with permission from RISMedia.


Tags:

The Internet and You: The Perils of Unwanted Software

April 15, 2016 5:03 am

Unwanted software—downloaded unknowingly—affects tens of millions of computers at any given moment. Some users can have as much as four unwanted software installs with one action!

“When you download free software, it might come with an unexpected addition: hidden programs that can cause problems on your computer, ranging from the merely annoying to truly dangerous,” says John Breyault, vice president of public policy, telecommunications, and fraud for the National Consumers League (NCL) (Fraud.org).

Unwanted software imposes a range of costs on users affected by it: it can slow computers to a crawl, prompt users to spend money on expensive computer support services, and raise the risk of identity fraud, jeopardizing credit and employment opportunities for users.

“While unwanted software can appear to simply be an annoyance that detracts from the experience of using a browser, these dangerous downloads pose a significant security risk to consumers’ personal information,” says Breyault. “Some software will disable security protections and settings in order to take control of a consumer’s computer, leaving that computer vulnerable to hackers and data thieves.”

To avoid the consequences of unwanted software, Breyault and the NCL advise users to:

• Obtain software directly from the source. When you’re looking for a new program, look on the publisher’s website first. Software download repositories may bundle in unwanted software with legitimate downloads.

• Avoid clicking on pop-ups or banner ads that warn you of slow performance on your computer. This is often a ruse to lead you to websites that host unwanted software.

• Make sure everything is up-to-date. To best protect yourself, repeatedly update your browser and operating systems; older systems are more susceptible to being infected by malware. Be sure to check for computer and browser updates in computer settings. Ads claiming that your computer software is out-of-date will likely lead to more unwanted software.

• Routinely scan your computer. Use antivirus software to regularly scan your computer for programs that you don’t recognize.

• Pay attention when installing new software. When downloading programs and extensions, pay attention to the fine print. Be on the look-out for pre-checked boxes that offer to install toolbars or other software in addition to the software you wanted.

• Heed your browser’s warnings. Most major Web browsers now have functionality built-in that will warn you when you are about to enter an unsafe website. Chances are that if your browser is telling you not to visit a certain website or download a particular program, you’re better off steering clear.

For more guidance, visit www.fraud.org/unwanted_software.

Source: NCL

Published with permission from RISMedia.


Tags: