October 1, 2012 3:50 am
There's no need for a total makeover, but careful homeowners should make a point to fall-proof their home:
Clean your gutters. After a summer of scattered showers, it's a good idea to take a look around the roof for any leaks or cracks in the gutters. As autumn moves along, inspect them a few more times to make sure there isn't any foliage creating clogs. Stagnant water and falling leaves make for a mucky mix that could lead to foundation damage if left untouched. Be sure to check for any loose, broken or missing shingles, too.
Dust off the fireplace. Nothing beats the warm glow and homey scent of a well-stocked fireplace. Embrace those relaxing fireside evenings by clearing out any debris that might be left over from autumns past. Have the chimney cleaned at least once a year, and check for any nicks or cracks in it. Lastly, be sure to put up a screen to shield family members from any wayward sparks.
Shop for an insurance policy. The colder weather poses certain risks for homeowners both at home and on the road. With so many assets to protect, there's no need to settle for less than satisfactory home or auto coverage. Take a fresh look at your policies and premiums and make sure you've got the coverage you need without overpaying for it. Remember, you could receive a home-auto discount if you get both policies from the same carrier, so be sure to ask about that and other discounts.
Published with permission from RISMedia.