August 8, 2013 1:58 am
If hurricane season is anything like last year, being prepared is paramount. State Farm is reminding property owners that a little preparation can make a big difference when it comes to safety and security.
Is your property hurricane-ready? If you identify with a majority of our top ten list, you may not be ready:
1. Your roof is in poor condition and the shingles are questionable.
2. Your house has large trees looming over it and branches ready to fall.
3. There are none of those famous “hurricane straps” on your trusses or rafters.
4. The house was never bolted down to the foundation.
5. The plywood that’s supposed to serve as hurricane shutters was used to build a tree house.
6. Your six foot-wide patio doors rattle every time the wind blows.
7. The wind brace for your garage door is holding up a bird feeder.
8. The stuff in your yard; patio furniture, solid fence, pool cage, etc. is ready to sail away in the wind.
9. You have no emergency power system (generator).
10. You forgot to meet with your agent to review your homeowners coverage.
Forecasters expect to see above-average hurricane activity between now and November. The peak of hurricane season begins in August. Homeowners can protect themselves and their property with a few easy steps:
Review your insurance coverage. Make sure you have the right amount and type of insurance.
Create a home inventory. Make a list of your possessions and their estimated value.
Protect your property. Stock plywood and materials you may need to board up windows. Move garbage cans and other large objects inside the house or garage. Secure boats and cars.
Have an evacuation plan. Before the hurricane, decide what you will do. Find out the location of evacuation shelters. Determine if you will ride out the storm in your home (if local authorities permit you to stay), or establish a safe place inland. Plan an escape route. Tell relatives where you will be.
Source: State Farm
Published with permission from RISMedia.